The Risk Sheet

Every line on the sheet, and where it comes from.

Three real sheets on cars you already stock, rendered live from the engine, with the source beside each figure and the fields we cannot fill shown as not available.

The samples run at Pennsylvania's labor rate, $130/hr, on a 36-month, 36,000-mile note. Your sheets run at your state’s rate and your term.

Sample sheet 1 of 3

2013 HYUNDAI SONATA

128,000 miles2.0L 4-cyl or 2.4L 4-cyl (VIN would settle it)labor $130/hr (PA)

This model year was offered with a 6-speed automatic (2.0L 4-cyl turbo, 2.4L 4-cyl) and a 6-speed manual (2.4L 4-cyl); the VIN does not settle which (EPA label configurations, n=3). EPA label configurations, one row per certified variant, not per trim sold.

Manufacturer-filed specification; a blank field means the maker did not file it, never that the car lacks the feature.

Inside a complaint window: budget this repairsheet-2026.09.14

Flags

Engine internals / rebuild: 53 of 1,026 odometer complaints (5%) name this repair (keyword match on the owner narrative); 25% of them were filed at or above this mileage (n=53, 2013, filed 2012-2026). 20% of those complaints were filed in the next 36k miles of odometer. Typical band at your rate: $2,970 to $9,860. Ask whether it has been done.
9 recall campaigns on file; 7 with a reported completion rate under 80%; check completion by VIN
Warranty extension on file: "Some 2011-14MY Sonata (YF) vehicles may exhibit inoperative brake lights that may be caused by melting/defo..." (Hyundai bulletin 24-01-073H, Sep 2024), Exterior Lighting. This car at 128k miles is inside the extended term by age and miles; eligibility needs a franchised dealer's diagnosis and a VIN check, so treat the band as covered only after that call.
Warranty extension on file: "HYUNDAI IS PROVIDING AN EXTENDED WARRANTY FOR THE ENGINE SHORT BLOCK ASSEMBLY (CONSISTING OF THE ENGINE B..." (Hyundai bulletin 5NP-U7X3S-09, May 2016), engine internals / rebuild, typical band at your rate $2,970 to $9,860. The stated term could not be read from the summary; ask a franchised dealer to run the VIN. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
Warranty extension on file: "Hyundai has announced an extended warranty for the motor driven power steering (MDPS) coupling on the follo..." (Hyundai bulletin 5NP-F8M5G-03, Feb 2017), steering rack / pump, typical band at your rate $740 to $2,070. The stated term could not be read from the summary; ask a franchised dealer to run the VIN. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
1 more warranty-program communication on file for this model year; ask a franchised dealer to run the VIN against each.

1 manufacturer service campaign on file for this model year (not recalls; the OEM may still cover the work).

Repair windows by category

Repair	This car	Window (p25 to p75)	n / basis	Typical band at $130/hr (PA)
exhaust / catalytic converter15 of 1,026 odometer complaints (1%)	inside9% filed in the next 36k	18k to 157k, median 60k	n=15, 2013, filed 2012-2026	$550 to $2,430
fuel pump, injectors15 of 1,026 odometer complaints (1%)	inside15% filed in the next 36k	93k to 128k, median 112k	n=15, 2013, filed 2012-2026	$590 to $1,630
modules, wiring, actuators65 of 1,026 odometer complaints (6%)	31k mi past3% filed in the next 36k6% filed at or above this mileage	50k to 97k, median 80k	n=65, 2013, filed 2012-2026	$450 to $1,680
steering rack / pump62 of 1,026 odometer complaints (6%)	28k mi past6% filed in the next 36k8% filed at or above this mileage	43k to 100k, median 71k	n=62, 2013, filed 2012-2026	$740 to $2,070
engine internals / rebuild53 of 1,026 odometer complaints (5%)	2k mi past20% filed in the next 36k25% filed at or above this mileage	70k to 126k, median 107k	n=53, 2013, filed 2012-2026	$2,970 to $9,860
sensors and solenoids29 of 1,026 odometer complaints (3%)	11k mi past19% filed in the next 36k24% filed at or above this mileage	50k to 117k, median 82k	n=29, 2013, filed 2012-2026	$200 to $640
control arms, bushings, struts24 of 1,026 odometer complaints (2%)	39k mi past4% filed at or above this mileagepast the record (p95 118k)	43k to 89k, median 70k	n=24, 2013, filed 2012-2026	$640 to $1,770
alternator, starter, battery17 of 1,026 odometer complaints (2%)	46k mi past0% filed at or above this mileagepast the record (p95 112k)	68k to 82k, median 80k	n=17, 2013, filed 2012-2026	$470 to $1,240
coils, plugs, misfire17 of 5,679 odometer complaints (0%)	22k mi past2% filed in the next 36k14% filed at or above this mileage	53k to 106k, median 84k	n=17, 2010-2016 (pooled)	$250 to $790
convertible top / sunroof16 of 1,026 odometer complaints (2%)	52k mi past1% filed in the next 36k1% filed at or above this mileagepast the record (p95 122k)	11k to 76k, median 48k	n=16, 2013, filed 2012-2026	$540 to $1,970
turbocharger8 of 1,026 odometer complaints (1%)	35k mi past0% filed at or above this mileagepast the record (p95 106k)	63k to 93k, median 85k	n=8, 2013, filed 2012-2026	$1,280 to $3,040
rust and corrosion7 of 1,026 odometer complaints (1%)	86k mi past0% filed at or above this mileagepast the record (p95 67k)	16k to 42k, median 21k	n=7, 2013, filed 2012-2026	$540 to $1,960
calipers, ABS module, lines6 of 1,026 odometer complaints (1%)	71k mi past0% filed at or above this mileagepast the record (p95 107k)	35k to 57k, median 40k	n=6, 2013, filed 2012-2026	$490 to $1,380
water pump, thermostat, radiator6 of 1,026 odometer complaints (1%)	23k mi past17% filed at or above this mileage	76k to 105k, median 95k	n=6, 2013, filed 2012-2026	$540 to $1,570
A/C compressor, evaporator, blower5 of 2,321 odometer complaints (0%)	53k mi past0% filed at or above this mileagepast the record (p95 98k)	32k to 75k, median 48k	n=5, 2012-2014 (pooled)	$640 to $1,920
oil leaks and seals5 of 1,026 odometer complaints (0%)	3k mi past8% filed in the next 36k8% filed at or above this mileage	90k to 125k, median 102k	n=5, 2013, filed 2012-2026	$320 to $1,460
clutch and flywheel5 of 5,679 odometer complaints (0%)	28k mi past4% filed in the next 36k4% filed at or above this mileagepast the record (p95 128k)	20k to 100k, median 72k	n=5, 2010-2016 (pooled)	$1,070 to $2,140

Each row is a repair named in NHTSA complaint narratives for this model year, matched by keyword on the owner narrative with the same rules that price it; the share is that repair’s complaints over the odometer complaints for the model years the window used. The window is where the middle half of those complaints were filed; the share lines come from a 10,000-mile histogram of the same complaints. Owner complaints are self-selected; the band is typical parts plus hours at $130/hr (PA), not a quote for this car.

Complaint windows by system

Component	This car	Window (p25 to p75)	n / basis	Reference bands at $130/hr (PA)
Engine	3k mi past16% filed in the next 36k24% filed at or above this mileageof the 92 above, 66% came in the next 36k	67k to 125k, median 98k	n=390, 2013, filed 2012-2026	timing chain, phasers, tensioners: $870 to $2,590 engine internals / rebuild: $2,970 to $9,860 head gasket: $2,220 to $3,290 oil leaks and seals: $320 to $1,460 turbocharger: $1,280 to $3,040
Steering	33k mi past7% filed in the next 36k8% filed at or above this mileage	30k to 95k, median 66k	n=207, 2013, filed 2012-2026	steering rack / pump: $740 to $2,070
Electrical System	10k mi past19% filed in the next 36k22% filed at or above this mileageof the 26 above, 84% came in the next 36k	60k to 118k, median 85k	n=115, 2013, filed 2012-2026	alternator, starter, battery: $470 to $1,240 modules, wiring, actuators: $450 to $1,680 sensors and solenoids: $200 to $640 coils, plugs, misfire: $250 to $790
Exterior Lighting	14k mi past11% filed in the next 36k16% filed at or above this mileage	65k to 114k, median 85k	n=105, 2013, filed 2012-2026	no band for this system
Service Brakes	35k mi past6% filed in the next 36k8% filed at or above this mileage	36k to 93k, median 60k	n=76, 2013, filed 2012-2026	calipers, ABS module, lines: $490 to $1,380
Unknown Or Other	25k mi past10% filed in the next 36k12% filed at or above this mileage	54k to 103k, median 80k	n=64, 2013, filed 2012-2026	no band for this system

A window is the p25 to p75 odometer range of NHTSA complaints naming that system for this model year. Reference bands are typical parts plus hours at $130/hr (PA), typical for this system, not a diagnosis: the record names the system, not the part.

Not a survival curve: the denominator is complaints filed above this mileage, which excludes every car that never failed and every owner who did not file.

On file with NHTSA

1,909 complaints on file for this model year (filed 2012-2026): 1,026 with an odometer reading, 97 reporting a fire, 93 a crash, 77 injured, 1 killed, as filed by the complainants. 957 were filed within 6 years of the model year.

Complaint volume in line with adjacent model years (6-year filing window).

ENGINE: 735 complaints, 65 report a fire (9% of them), 18 a crash (2% of them), 12 injured, as filed by the owners.
STEERING: 341 complaints, 2 report a fire (1% of them), 11 a crash (3% of them), 9 injured, 1 killed, as filed by the owners.
ELECTRICAL SYSTEM: 260 complaints, 25 report a fire (10% of them), 7 a crash (3% of them), 9 injured, as filed by the owners.
EXTERIOR LIGHTING: 197 complaints, 12 report a fire (6% of them), 2 a crash (1% of them), 1 injured, as filed by the owners.
UNKNOWN OR OTHER: 174 complaints, 9 report a fire (5% of them), 8 a crash (5% of them), 7 injured, 1 killed, as filed by the owners.

Owner complaints filed to NHTSA, deduplicated per complaint; roughly a third carry an odometer reading and every window is built on those. A count is not a rate: a model that sold twice as many cars files roughly twice as many complaints, and filings rise with news coverage and recalls.

Recalls (9, check completion by VIN at nhtsa.gov/recalls)

22V312Fuel System, Gasoline / Delivery / Hoses, Lines/Piping, And FittingsMay 2022
Recall 22V312 (May 2022), Low Pressure Fuel Hose May Crack and Leak: 215,171 vehicles across 2 model years; 58% of the recalled population reported remedied by the manufacturer as of 2025-Q3, so roughly 1 in 2 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2013-2014 Sonata vehicles. The low pressure fuel hose that connects the low pressure fuel pump to the direct injection fuel pump may crack over...
20V121Fuel System, Gasoline / Delivery / Hoses, Lines/Piping, And FittingsFeb 2020ODI-influencedbuilt Nov 2012 to Jan 2014
Recall 20V121 (Feb 2020), Low Pressure Fuel Hose May Crack and Leak: 216,799 vehicles across 2 model years; 63% of the recalled population reported remedied by the manufacturer as of 2022-Q2, so roughly 1 in 3 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2013-2014 Sonata vehicles. The low pressure fuel hose that connects the low pressure fuel pump to the direct injection fuel pump may crack over...
18V934Fuel System, Gasoline / Delivery / Hoses, Lines/Piping, And FittingsDec 2018ODI-influencedbuilt Dec 2009 to May 2014
Recall 18V934 (Dec 2018), High Pressure Fuel Pipe May Leak: 150,730 vehicles across 4 model years; 61% of the recalled population reported remedied by the manufacturer as of 2020-Q2, so roughly 1 in 3 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2011-2014 Sonata and 2013-2014 Santa Fe Sport vehicles previously repaired under recall numbers 15V-568 and 17V-226. The high pressure fuel pip...
18V137Air Bags / Air Bag/Restraint Control ModuleFeb 2018ODI-influencedbuilt Dec 2009 to Aug 2012
Recall 18V137 (Feb 2018), Air Bags/Seat Belt Pretensioners may be Disabled: 580,058 vehicles across 3 model years; 70% of the recalled population reported remedied by the manufacturer as of 2020-Q1, so roughly 1 in 3 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2011-2013 Sonata and 2011-2012 Sonata Hybrid vehicles. On February 27, 2018, Hyundai Motor Company (Hyundai) notified NHTSA that they were re...
17V617Seat Belts / Front / AnchorageOct 2017ODI-influencedbuilt Dec 2009 to May 2014
Recall 17V617 (Oct 2017), Seat Belt Linkage Detaches from Pretensioner: 443,545 vehicles across 5 model years; 86% of the recalled population reported remedied by the manufacturer as of 2019-Q1, so roughly 1 in 7 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2011-2014 Sonata and 2011-2015 Sonata Hybrid vehicles previously repaired under recall campaign 17V-152. The seat belt linkages for both front...
17V226Engine And Engine Cooling / EngineMar 2017ODI-influencedbuilt Mar 2012 to May 2014
Recall 17V226 (Mar 2017), Bearing Wear may result in Engine Seizure: 572,000 vehicles across 2 model years; 73% of the recalled population reported remedied by the manufacturer as of 2018-Q4, so roughly 1 in 4 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2013-2014 Sonata and Santa Fe Sport vehicles. Machining errors during the engine manufacturing process may cause premature bearing wear within...
17V152Seat Belts / Front / AnchorageMar 2017ODI-influencedbuilt Dec 2009 to May 2014
Recall 17V152 (Mar 2017), Seat Belt Linkages may Detach: 977,778 vehicles across 5 model years; 67% of the recalled population reported remedied by the manufacturer as of 2018-Q3, so roughly 1 in 3 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor America (Hyundai) is recalling certain 2011-2014 Sonata and 2011-2015 Sonata Hybrid vehicles. In the affected vehicles, the seat belt linkages for both front seat belts may detach fr...
14V434Power Train / Automatic TransmissionJul 2014built Dec 2009 to May 2014
Recall 14V434 (Jul 2014), Transmission Shift Cable Detachment/Rollaway Risk: 883,000 vehicles across 4 model years; 80% of the recalled population reported remedied by the manufacturer as of 2015-Q4, so roughly 1 in 5 may still be open. Run the VIN at nhtsa.gov/recalls.
Hyundai Motor Company (Hyundai) is recalling certain model year 2011-2014 Sonata vehicles manufactured December 11, 2009, through May 29, 2014. In the affected vehicles, the transmission shift cab...
12V352Air Bags / Side/WindowJul 2012
Recall 12V352 (Jul 2012), Curtain Airbag Uncommanded Deployment: 29,767 vehicles across 2 model years; no completion report on file (manufacturers began reporting in 2015). Run the VIN at nhtsa.gov/recalls.
Hyundai is recalling certain model year 2012-2013 Hyundai Sonata passenger cars, manufactured from January 24, 2012, through June 21, 2012. The curtain side airbags on these vehicles may inflate w...

Campaign-wide figures reported by the manufacturer; they describe the recalled population, not this VIN. Whether this car was remedied was not checked.

Federal investigations (4, 0 open)

DP22003closedLoss of Motive Power
DP22003 opened Sep 2022, closed after 15 months with no recall
EA21003closedEngine Fires
EA21003 opened Dec 2021, closed Feb 2024 with recall 23V877
DP21003closedThrottle control system vulnerabilities
DP21003 opened Nov 2021, closed after 19 months with no recall
EA19001closedElectrical overstress
EA19001 opened Apr 2019, closed Sep 2024 with recall 20V024

179 manufacturer communications on file for this model year, 7 warranty extensions.

warranty program26-BE-022H DCScampaign TXXAAug 2026The warranty coverage for the clock spring has been extended to 15 years with unlimited mileage from the da...
repair category not matched; term not read from the summary
warranty program26-BE-022H DNcampaign TXXAAug 2026The warranty coverage for the clock spring has been extended to 15 years with unlimited mileage from the da...
repair category not matched; term not read from the summary
warranty program26-BE-022H TSBcampaign TXXAAug 2026The warranty coverage for the clock spring has been extended to 15 years with unlimited mileage from the da...
repair category not matched; term not read from the summary
warranty program24-01-073HSep 2024Some 2011-14MY Sonata (YF) vehicles may exhibit inoperative brake lights that may be caused by melting/defo...
repair category not matched; stated term 15 years / 200,000 miles, this car inside it by age and miles
campaign24-01-009H-1May 2024A class settlement against Hyundai Motor America ("HMA") that had alleged that certain 2011 - 2022 model ye...
warranty program23-01-089HDec 2023keyword matchSome 2011-14MY Sonata (YF) vehicles may experience inoperative brake lights that may be caused by melting/d...
repair category not matched; stated term 15 years / 200,000 miles, this car inside it by age and miles
warranty program5NP-F8M5G-03Feb 2017keyword matchHyundai has announced an extended warranty for the motor driven power steering (MDPS) coupling on the follo...
steering rack / pump, typical band $740 to $2,070; term not read from the summary
warranty program5NP-U7X3S-09May 2016keyword match"HYUNDAI IS PROVIDING AN EXTENDED WARRANTY FOR THE ENGINE SHORT BLOCK ASSEMBLY (CONSISTING OF THE ENGINE...
engine internals / rebuild, typical band $2,970 to $9,860; term not read from the summary

Keyword match on the bulletin title and NHTSA summary; the terms are the manufacturer's stated terms at publication and can carry VIN ranges or exclusions the summary does not show.

Warranty

Factory warranties expired; every repair below is on you
Second-owner powertrain term applied (5 yr / 60k); the 10 yr / 100k term is original-owner only

Repair set-aside

Repair set-aside for a 36-month, 36,000-mile note:

$3,500

a planning figure, not a lending decision

Maintenance expected inside the term: $3,520 ($2,100 to $4,930)
Known work already inside its window: $0

Sized at 12,000 miles a year. Known work counts curated profiles only; complaint windows above are reference, not part of this figure.

Reference only, not part of the set-aside: complaint-weighted exposure across in-term repairs at your rate, about $1,950 (share of complaints in the term times the band midpoint). Not a survival curve: the denominator is complaints filed above this mileage, which excludes every car that never failed and every owner who did not file.

What this sheet cannot tell you

Whether this particular car has the problem. The record describes the model year at a mileage, not this VIN.
What the car is worth. Keep MMR, Black Book, or your own number for that.
What a repair will cost on this car. Bands are typical parts plus hours at a labor rate, not a quote.
Whether a recall was completed. Run the VIN on NHTSA's recall lookup.
Anything about the borrower. The sheet never sees or asks for customer data.
Whether the car should be bought. That is your call, made with the car on a lift.

Sample sheet 2 of 3

2014 NISSAN ALTIMA

142,000 miles2.5L 4-cyl or 3.5L 6-cyl (VIN would settle it), CVTlabor $130/hr (PA)

This model year was offered with a CVT on every engine (2.5L 4-cyl, 3.5L 6-cyl) (EPA label configurations, n=2). EPA label configurations, one row per certified variant, not per trim sold.

Manufacturer-filed specification; a blank field means the maker did not file it, never that the car lacks the feature.

Inside a complaint window: budget this repairsheet-2026.09.14

Flags

Rust and corrosion: 11 of 668 odometer complaints (2%) name this repair (keyword match on the owner narrative); the middle half were filed between 71k and 168k (n=11, 2014, filed 2013-2026) and this car is inside that window. 25% of those complaints were filed in the next 36k miles of odometer. Typical band at your rate: $540 to $1,960.
8 recall campaigns on file; 6 with a reported completion rate under 80%; check completion by VIN
1 federal investigation still open
Warranty extension on file: "Oxygen Sensor Voltage Inspection Warranty Extension Dealer Announcement: In the interest of customer satisf..." (Nissan bulletin PC857_PM997 2013, Feb 2022), sensors and solenoids, typical band at your rate $200 to $640. This car at 142k miles is inside the extended term by age and miles; eligibility needs a franchised dealer's diagnosis and a VIN check, so treat the band as covered only after that call. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
Warranty extension on file: "2013-2016 ALTIMA AND SENTRA; REAR OXYGEN SENSOR VOLTAGE INSPECTION SERVICE INFORMATION Nissan is committed..." (Nissan bulletin NTB22-007, Feb 2022), sensors and solenoids, typical band at your rate $200 to $640. This car at 142k miles is inside the extended term by age and miles; eligibility needs a franchised dealer's diagnosis and a VIN check, so treat the band as covered only after that call. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
Warranty extension on file: "CVT Warranty Extension In an effort to assure customer satisfaction, demonstrate our confidence in continuo..." (Nissan bulletin Sentra_Versa_Alt, May 2020), transmission / CVT / valve body, typical band at your rate $2,280 to $6,920. This car at 142k miles is past the extended term. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
5 more warranty-program communications on file for this model year; ask a franchised dealer to run the VIN against each.

EPA lists this car with a continuously variable transmission; the transmission window above is the one to read first.

Repair windows by category

Repair	This car	Window (p25 to p75)	n / basis	Typical band at $130/hr (PA)
rust and corrosion11 of 668 odometer complaints (2%)	inside25% filed in the next 36k	71k to 168k, median 128k	n=11, 2014, filed 2013-2026	$540 to $1,960
transmission / CVT / valve body69 of 668 odometer complaints (10%)	58k mi past1% filed in the next 36k3% filed at or above this mileagepast the record (p95 109k)	60k to 84k, median 74k	n=69, 2014, filed 2013-2026	$2,280 to $6,920
control arms, bushings, struts64 of 668 odometer complaints (10%)	20k mi past9% filed in the next 36k13% filed at or above this mileage	85k to 122k, median 102k	n=64, 2014, filed 2013-2026	$640 to $1,770
modules, wiring, actuators41 of 668 odometer complaints (6%)	45k mi past11% filed in the next 36k11% filed at or above this mileage	30k to 97k, median 51k	n=41, 2014, filed 2013-2026	$450 to $1,680
sensors and solenoids23 of 668 odometer complaints (3%)	106k mi past0% filed at or above this mileagepast the record (p95 74k)	5k to 37k, median 14k	n=23, 2014, filed 2013-2026	$200 to $640
A/C compressor, evaporator, blower16 of 2,701 odometer complaints (1%)	67k mi past11% filed in the next 36k11% filed at or above this mileage	33k to 75k, median 58k	n=16, 2013-2015 (pooled)	$640 to $1,920
steering rack / pump15 of 2,701 odometer complaints (1%)	108k mi past0% filed at or above this mileagepast the record (p95 83k)	9k to 34k, median 14k	n=15, 2013-2015 (pooled)	$740 to $2,070
alternator, starter, battery11 of 2,701 odometer complaints (0%)	80k mi past0% filed at or above this mileagepast the record (p95 97k)	31k to 63k, median 48k	n=11, 2013-2015 (pooled)	$470 to $1,240
convertible top / sunroof8 of 2,701 odometer complaints (0%)	76k mi past0% filed at or above this mileagepast the record (p95 76k)	12k to 66k, median 36k	n=8, 2013-2015 (pooled)	$540 to $1,970
exhaust / catalytic converter8 of 668 odometer complaints (1%)	46k mi past0% filed at or above this mileagepast the record (p95 126k)	14k to 97k, median 68k	n=8, 2014, filed 2013-2026	$550 to $2,430

Complaint windows by system

Component	This car	Window (p25 to p75)	n / basis	Reference bands at $130/hr (PA)
Power Train	49k mi past3% filed in the next 36k4% filed at or above this mileagepast the record (p95 130k)	56k to 93k, median 73k	n=162, 2014, filed 2013-2026	transmission / CVT / valve body: $2,280 to $6,920 differential / transfer case / axles: $690 to $2,180 clutch and flywheel: $1,070 to $2,140
Exterior Lighting	42k mi past3% filed in the next 36k3% filed at or above this mileagepast the record (p95 137k)	59k to 100k, median 81k	n=156, 2014, filed 2013-2026	no band for this system
Air Bags	83k mi past3% filed in the next 36k3% filed at or above this mileagepast the record (p95 110k)	9k to 59k, median 26k	n=122, 2014, filed 2013-2026	no band for this system
Suspension	16k mi past11% filed in the next 36k19% filed at or above this mileage	81k to 126k, median 100k	n=78, 2014, filed 2013-2026	control arms, bushings, struts: $640 to $1,770 wheel bearings / hubs: $250 to $890
Engine	47k mi past4% filed in the next 36k6% filed at or above this mileage	28k to 95k, median 70k	n=45, 2014, filed 2013-2026	timing chain, phasers, tensioners: $870 to $2,590 engine internals / rebuild: $2,970 to $9,860 head gasket: $2,220 to $3,290 oil leaks and seals: $320 to $1,460 turbocharger: $1,280 to $3,040
Unknown Or Other	49k mi past2% filed in the next 36k2% filed at or above this mileagepast the record (p95 126k)	53k to 93k, median 75k	n=37, 2014, filed 2013-2026	no band for this system

On file with NHTSA

1,114 complaints on file for this model year (filed 2013-2026): 668 with an odometer reading, 8 reporting a fire, 52 a crash, 60 injured, 1 killed, as filed by the complainants. 795 were filed within 6 years of the model year.

Complaint volume in line with adjacent model years (6-year filing window).

EXTERIOR LIGHTING: 299 complaints, 4 a crash (1% of them), as filed by the owners.
POWER TRAIN: 209 complaints, 1 report a fire (under 1% of them), 2 a crash (1% of them), 2 injured, as filed by the owners.
AIR BAGS: 208 complaints, 2 report a fire (1% of them), 32 a crash (15% of them), 44 injured, 1 killed, as filed by the owners.
SUSPENSION: 132 complaints, 3 a crash (2% of them), 3 injured, as filed by the owners.
UNKNOWN OR OTHER: 82 complaints, 1 report a fire (1% of them), 3 a crash (4% of them), 1 injured, as filed by the owners.

Recalls (8, check completion by VIN at nhtsa.gov/recalls)

20V315Latches/Locks/Linkages / Hood / LatchMay 2020
Recall 20V315 (May 2020), Unintentional Release of Primary Hood Latch: 1,831,818 vehicles across 6 model years; 49% of the recalled population reported remedied by the manufacturer as of 2026-Q1, so roughly 1 in 2 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2018 Nissan Altima vehicles. If the primary hood latch is inadvertently released, there is an increased likelihood that the...
16V911Air Bags / Sensor / Occupant ClassificationDec 2016built Jan 2013 to Jul 2015
Recall 16V911 (Dec 2016), Air Bag May Not Deploy Due to Software Issue: 757 vehicles across 4 model years; 50% of the recalled population reported remedied by the manufacturer as of 2018-Q2, so roughly 1 in 2 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2015 Altima vehicles manufactured January 3, 2013, to July 29, 2013, 2015-2016 Rogue vehicles manufactured October 14, 2014,...
16V244Air Bags / Sensor / Occupant ClassificationApr 2016ODI-influencedbuilt Mar 2012 to Apr 2016
Recall 16V244 (Apr 2016), Passenger Air Bag may not Deploy due to OCS Error: 3,296,947 vehicles across 5 model years; 77% of the recalled population reported remedied by the manufacturer as of 2017-Q3, so roughly 1 in 4 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2016-2017 Nissan Maxima, 2013-2016 Nissan Altima, NV200, LEAF, Sentra, and Pathfinder, 2014-2016 Nissan NV200 Taxi, Infiniti QX60...
16V029Latches/Locks/Linkages / Hood / LatchJan 2016built Mar 2012 to Dec 2014
Recall 16V029 (Jan 2016), Secondary Hood Latch may Bind and not Latch: 846,000 vehicles across 3 model years; 74% of the recalled population reported remedied by the manufacturer as of 2017-Q2, so roughly 1 in 4 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2015 Nissan Altima vehicles manufactured March 6, 2012, to December 31, 2014. In the affected vehicles, the secondary hood...
15V681Air Bags / Sensor / Occupant ClassificationOct 2015ODI-influencedbuilt Jun 2012 to Aug 2014
Recall 15V681 (Oct 2015), Air Bag may not Detect Passenger in Seat: 919 vehicles across 3 model years; 68% of the recalled population reported remedied by the manufacturer as of 2017-Q1, so roughly 1 in 3 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2015 Altima and Pathfinder vehicles, 2013-2014 Nissan Sentra vehicles, 2013 Infiniti JX35 vehicles, 2014-2015 Infiniti QX60...
15V486Fuel System, GasolineAug 2015built Mar 2012 to Aug 2015
Recall 15V486 (Aug 2015), Fuel Sending Unit may Leak Fuel: 46,846 vehicles across 4 model years; 85% of the recalled population reported remedied by the manufacturer as of 2016-Q4, so roughly 1 in 7 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) notified the agency on July 31, 2015, that they are recalling certain model year 2016 Nissan Maxima vehicles manufactured February 10, 2015, to August 18, 2015....
15V116Latches/Locks/Linkages / Hood / LatchFeb 2015built Mar 2013 to Dec 2014
Recall 15V116 (Feb 2015), Secondary Hood Latch may Bind and not Latch: 625,400 vehicles across 3 model years; 75% of the recalled population reported remedied by the manufacturer as of 2016-Q2, so roughly 1 in 4 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2015 Nissan Altima vehicles manufactured March 1, 2013, to December 31, 2014. In the affected vehicles, the secondary hood...
14V138Electrical System / SoftwareMar 2014built Mar 2012 to Feb 2014
Recall 14V138 (Mar 2014), Air Bag may not Detect Passenger in Seat: 989,701 vehicles across 2 model years; 87% of the recalled population reported remedied by the manufacturer as of 2015-Q3, so roughly 1 in 8 may still be open. Run the VIN at nhtsa.gov/recalls.
Nissan North America, Inc. (Nissan) is recalling certain model year 2013-2014 Altima, LEAF, Pathfinder, and Sentra, model year 2013 NV200 (aka Taxi) and Infiniti JX35 and model year 2014 Infiniti Q...

Campaign-wide figures reported by the manufacturer; they describe the recalled population, not this VIN. Whether this car was remedied was not checked.

Federal investigations (4, 1 open)

EA21002openDesiccated Air Bag Inflator Rupture
EA21002 opened Sep 2021, still open
EA19002closedRear Suspension Control Arm Failure
EA19002 opened Jul 2019, closed after 71 months with no recall
PE18013closedRear Suspension Control Arm Failure
PE18013 opened Dec 2018, closed after 8 months with no recall
EA15004closedOccupant Classification System Failure
EA15004 opened Aug 2015, closed May 2017 with recall 16V244 (3,296,947 vehicles, 77% remedied)

317 manufacturer communications on file for this model year, 13 warranty extensions.

warranty programREV 5 - 2013-18Sep 2022keyword matchHalogen Headlamp Warranty Extension REVISED September 27, 2022 Please discard earlier versions of this bull...
repair category not matched; term not read from the summary
warranty programREV 4 - 2013-18Apr 2022keyword matchHalogen Headlamp Warranty Extension REVISED April 12, 2022 Please discard earlier versions of this bulletin
repair category not matched; term not read from the summary
warranty programREV 3 - 2013-18Mar 2022keyword matchHalogen Headlamp Warranty Extension REVISED March 25, 2022 Please discard earlier versions of this bulletin
repair category not matched; term not read from the summary
warranty programPC861 2013-2018Mar 2022keyword matchHalogen Headlamp Voluntary Service Campaign ***** Dealer Announcement ***** Nissan is conducting a Voluntar...
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty programREV2 - 2013-18 AFeb 2022keyword matchHalogen Headlamp Warranty Extension REVISED February 23, 2022 Please discard earlier versions of this bulletin
repair category not matched; term not read from the summary
warranty programPC857_PM997 2013Feb 2022keyword matchOxygen Sensor Voltage Inspection Warranty Extension Dealer Announcement: In the interest of customer satisf...
sensors and solenoids, typical band $200 to $640; stated term 20 years / 200,000 miles, this car inside it by age and miles
warranty programNTB22-007Feb 2022keyword match2013-2016 ALTIMA AND SENTRA; REAR OXYGEN SENSOR VOLTAGE INSPECTION SERVICE INFORMATION Nissan is committed...
sensors and solenoids, typical band $200 to $640; stated term 20 years / 200,000 miles, this car inside it by age and miles
warranty programREV1 - 2013-18 AJan 2022keyword matchHalogen Headlamp Warranty Extension REVISED January 25, 2022 Please discard earlier versions of this bulletin
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty program2013-18 Altima HJan 2022keyword matchHalogen Headlamp Warranty Extension Campaign Summary: On or around October 25, 2021, current and former own...
repair category not matched; term not read from the summary
warranty programNTB22-002Jan 2022keyword match2013-2018 ALTIMA; FRONT COMBINATION LAMPS (HEADLAMPS) INSPECTION SERVICE INFORMATION Nissan is committed to...
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty programAltima Maxima LoMay 2021keyword matchRear Lower Suspension Link Warranty Extension Dealer Notification In October 2019, Nissan launched a Volunt...
repair category not matched; term not read from the summary
warranty programSentra_Versa_AltMay 2020keyword matchCVT Warranty Extension In an effort to assure customer satisfaction, demonstrate our confidence in continuo...
transmission / CVT / valve body, typical band $2,280 to $6,920; stated term 7 years / 84,000 miles, this car past it
warranty programCVT Owner LetterMay 2020keyword matchDear Nissan Sentra Owner: Thank you for being a Nissan owner
transmission / CVT / valve body, typical band $2,280 to $6,920; stated term 7 years / 84,000 miles, this car past it

Keyword match on the bulletin title and NHTSA summary; the terms are the manufacturer's stated terms at publication and can carry VIN ranges or exclusions the summary does not show.

Warranty

Factory warranties expired; every repair below is on you

Repair set-aside

Repair set-aside for a 36-month, 36,000-mile note:

$2,450

a planning figure, not a lending decision

Maintenance expected inside the term: $2,450 ($1,480 to $3,410)
Known work already inside its window: $0

Sized at 12,000 miles a year. Known work counts curated profiles only; complaint windows above are reference, not part of this figure.

Reference only, not part of the set-aside: complaint-weighted exposure across in-term repairs at your rate, about $750 (share of complaints in the term times the band midpoint). Not a survival curve: the denominator is complaints filed above this mileage, which excludes every car that never failed and every owner who did not file.

What this sheet cannot tell you

Whether this particular car has the problem. The record describes the model year at a mileage, not this VIN.
What the car is worth. Keep MMR, Black Book, or your own number for that.
What a repair will cost on this car. Bands are typical parts plus hours at a labor rate, not a quote.
Whether a recall was completed. Run the VIN on NHTSA's recall lookup.
Anything about the borrower. The sheet never sees or asks for customer data.
Whether the car should be bought. That is your call, made with the car on a lift.

Sample sheet 3 of 3

2012 CHEVROLET EQUINOX

151,000 miles2.4L 4-cyl or 3.0L 6-cyl (VIN would settle it)labor $130/hr (PA)

This model year was offered with a 6-speed automatic on every engine (2.4L 4-cyl, 3.0L 6-cyl) (EPA label configurations, n=4). EPA label configurations, one row per certified variant, not per trim sold.

Manufacturer-filed specification; a blank field means the maker did not file it, never that the car lacks the feature.

Inside a complaint window: budget this repairsheet-2026.09.14

Flags

Engine internals / rebuild: 43 of 487 odometer complaints (9%) name this repair (keyword match on the owner narrative); 9% of them were filed at or above this mileage (n=43, 2012, filed 2011-2026). 9% of those complaints were filed in the next 36k miles of odometer. Typical band at your rate: $2,970 to $9,860. Ask whether it has been done.
3 recall campaigns on file; 1 with a reported completion rate under 80%; check completion by VIN
Warranty extension on file: "Special Coverage. On some vehicles, a link ball socket in the front wiper transmission may separate" (Chevrolet bulletin N192266180-01, Sep 2022), modules, wiring, actuators, typical band at your rate $450 to $1,680. The stated term could not be read from the summary; ask a franchised dealer to run the VIN. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
Warranty extension on file: "Special Coverage Adjustment. Some vehicles, equipped with a 2.4L engine and certified to the EPA Bin 4 emis..." (Chevrolet bulletin N192287100, Oct 2020), sensors and solenoids, typical band at your rate $200 to $640. This car at 151k miles is past the extended term. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
Warranty extension on file: "Special Coverage Adjustment: Power Steering Stick-Slip" (Chevrolet bulletin 14232, Nov 2014), steering rack / pump, typical band at your rate $740 to $2,070. The stated term could not be read from the summary; ask a franchised dealer to run the VIN. Typed by keyword match on the bulletin title and NHTSA summary, not by NHTSA's own classification.
9 more warranty-program communications on file for this model year; ask a franchised dealer to run the VIN against each.

1 manufacturer service campaign on file for this model year (not recalls; the OEM may still cover the work).

Repair windows by category

Repair	This car	Window (p25 to p75)	n / basis	Typical band at $130/hr (PA)
engine internals / rebuild43 of 487 odometer complaints (9%)	41k mi past9% filed in the next 36k9% filed at or above this mileage	74k to 111k, median 90k	n=43, 2012, filed 2011-2026	$2,970 to $9,860
timing chain, phasers, tensioners31 of 487 odometer complaints (6%)	44k mi past9% filed in the next 36k9% filed at or above this mileage	73k to 108k, median 86k	n=31, 2012, filed 2011-2026	$870 to $2,590
sensors and solenoids30 of 487 odometer complaints (6%)	35k mi past10% filed in the next 36k10% filed at or above this mileage	60k to 116k, median 91k	n=30, 2012, filed 2011-2026	$200 to $640
oil leaks and seals25 of 487 odometer complaints (5%)	37k mi past6% filed in the next 36k8% filed at or above this mileage	84k to 114k, median 92k	n=25, 2012, filed 2011-2026	$320 to $1,460
modules, wiring, actuators24 of 487 odometer complaints (5%)	41k mi past4% filed in the next 36k8% filed at or above this mileage	37k to 111k, median 72k	n=24, 2012, filed 2011-2026	$450 to $1,680
A/C compressor, evaporator, blower19 of 1,588 odometer complaints (1%)	75k mi past0% filed at or above this mileagepast the record (p95 121k)	20k to 76k, median 49k	n=19, 2011-2013 (pooled)	$640 to $1,920
steering rack / pump18 of 487 odometer complaints (4%)	40k mi past9% filed in the next 36k11% filed at or above this mileage	41k to 111k, median 72k	n=18, 2012, filed 2011-2026	$740 to $2,070
rust and corrosion13 of 487 odometer complaints (3%)	74k mi past0% filed at or above this mileagepast the record (p95 124k)	49k to 77k, median 68k	n=13, 2012, filed 2011-2026	$540 to $1,960
control arms, bushings, struts11 of 487 odometer complaints (2%)	33k mi past0% filed at or above this mileagepast the record (p95 135k)	70k to 118k, median 92k	n=11, 2012, filed 2011-2026	$640 to $1,770
fuel pump, injectors8 of 487 odometer complaints (2%)	61k mi past0% filed at or above this mileagepast the record (p95 106k)	8k to 90k, median 51k	n=8, 2012, filed 2011-2026	$590 to $1,630
coils, plugs, misfire8 of 3,068 odometer complaints (0%)	28k mi past13% filed at or above this mileage	68k to 123k, median 86k	n=8, 2009-2015 (pooled)	$250 to $790
exhaust / catalytic converter7 of 487 odometer complaints (1%)	24k mi past0% filed at or above this mileagepast the record (p95 147k)	73k to 127k, median 105k	n=7, 2012, filed 2011-2026	$550 to $2,430
calipers, ABS module, lines6 of 3,068 odometer complaints (0%)	73k mi past0% filed at or above this mileagepast the record (p95 127k)	35k to 78k, median 65k	n=6, 2009-2015 (pooled)	$490 to $1,380
differential / transfer case / axles6 of 1,588 odometer complaints (0%)	68k mi past0% filed at or above this mileagepast the record (p95 137k)	51k to 83k, median 66k	n=6, 2011-2013 (pooled)	$690 to $2,180
alternator, starter, battery5 of 3,068 odometer complaints (0%)	62k mi past0% filed at or above this mileagepast the record (p95 108k)	67k to 89k, median 76k	n=5, 2009-2015 (pooled)	$470 to $1,240
transmission / CVT / valve body5 of 1,588 odometer complaints (0%)	27k mi past0% filed at or above this mileagepast the record (p95 138k)	64k to 124k, median 100k	n=5, 2011-2013 (pooled)	$2,280 to $6,920

Complaint windows by system

Component	This car	Window (p25 to p75)	n / basis	Reference bands at $130/hr (PA)
Engine	40k mi past8% filed in the next 36k8% filed at or above this mileage	67k to 111k, median 89k	n=243, 2012, filed 2011-2026	timing chain, phasers, tensioners: $870 to $2,590 engine internals / rebuild: $2,970 to $9,860 head gasket: $2,220 to $3,290 oil leaks and seals: $320 to $1,460 turbocharger: $1,280 to $3,040
Visibility/Wiper	36k mi past2% filed in the next 36k2% filed at or above this mileagepast the record (p95 143k)	70k to 115k, median 94k	n=96, 2012, filed 2011-2026	no band for this system
Power Train	39k mi past8% filed in the next 36k10% filed at or above this mileage	50k to 112k, median 76k	n=57, 2012, filed 2011-2026	transmission / CVT / valve body: $2,280 to $6,920 differential / transfer case / axles: $690 to $2,180 clutch and flywheel: $1,070 to $2,140
Electrical System	44k mi past5% filed in the next 36k8% filed at or above this mileage	36k to 107k, median 68k	n=47, 2012, filed 2011-2026	alternator, starter, battery: $470 to $1,240 modules, wiring, actuators: $450 to $1,680 sensors and solenoids: $200 to $640 coils, plugs, misfire: $250 to $790
Fuel/Propulsion System	61k mi past3% filed in the next 36k3% filed at or above this mileagepast the record (p95 128k)	42k to 90k, median 69k	n=35, 2012, filed 2011-2026	fuel pump, injectors: $590 to $1,630 coils, plugs, misfire: $250 to $790
Unknown Or Other	34k mi past7% filed in the next 36k7% filed at or above this mileage	62k to 117k, median 85k	n=29, 2012, filed 2011-2026	no band for this system

On file with NHTSA

683 complaints on file for this model year (filed 2011-2026): 487 with an odometer reading, 6 reporting a fire, 16 a crash, 13 injured, 0 killed, as filed by the complainants. 346 were filed within 6 years of the model year.

Complaint volume in line with adjacent model years (6-year filing window).

ENGINE: 354 complaints, 3 report a fire (1% of them), 3 a crash (1% of them), as filed by the owners.
VISIBILITY/WIPER: 121 complaints, 2 injured, as filed by the owners.
POWER TRAIN: 84 complaints, 1 report a fire (1% of them), 1 a crash (1% of them), 1 injured, as filed by the owners.
ELECTRICAL SYSTEM: 70 complaints, 1 report a fire (1% of them), 1 a crash (1% of them), 1 injured, as filed by the owners.
FUEL/PROPULSION SYSTEM: 54 complaints, 1 report a fire (2% of them), as filed by the owners.

Recalls (3, check completion by VIN at nhtsa.gov/recalls)

16V502Electrical System / IgnitionJul 2016built Sep 2009 to May 2013
Recall 16V502 (Jul 2016), Key May Be Removed When Not In Park/FMVSS 114: 8,367 vehicles across 8 model years; 98% of the recalled population reported remedied by the manufacturer as of 2018-Q1, so roughly 1 in 50 may still be open. Run the VIN at nhtsa.gov/recalls.
General Motors LLC (GM) is recalling certain model year 2016-2017 Buick Verano and 2016 Chevrolet Malibu as the electronic park lock lever may allow the ignition key to be removed without the trans...
14V447Seats / Front Assembly / Power AdjustJul 2014built Apr 2011 to Aug 2011
Recall 14V447 (Jul 2014), Seat Height Adjuster Bolt may Fall out: 414,333 vehicles across 3 model years; 75% of the recalled population reported remedied by the manufacturer as of 2016-Q1, so roughly 1 in 4 may still be open. Run the VIN at nhtsa.gov/recalls.
General Motors LLC (GM) is recalling certain model year 2011-2012 Buick LaCrosse, Regal and Chevrolet Camaro, as well as certain 2010-2012 Cadillac SRX, Chevrolet Equinox and GMC Terrain vehicles,...
11V511Tires / Pressure Monitoring And Regulating SystemsOct 2011built Jul 2011 to Sep 2011
Recall 11V511 (Oct 2011), TIRE PRESSURE MONITORING SYSTEM/FMVSS 138: 33,964 vehicles; no completion report on file (manufacturers began reporting in 2015). Run the VIN at nhtsa.gov/recalls.
GENERAL MOTORS (GM) IS RECALLING CERTAIN MODEL YEAR 2012 CHEVROLET EQUINOX AND GMC TERRAIN VEHICLES, MANUFACTURED FROM JULY 18, 2011, THROUGH SEPTEMBER 6, 2011, FOR FAILING TO COMPLY WITH THE REQU...

Campaign-wide figures reported by the manufacturer; they describe the recalled population, not this VIN. Whether this car was remedied was not checked.

Federal investigations (3, 0 open)

PE20009closedMomentary Increased Steering Effort
PE20009 opened Jun 2020, closed after 24 months with no recall
EA19005closedFront Wiper Transmission Inoperative
EA19005 opened Dec 2019, closed Nov 2022 with recall 22V165
RQ18002closedWindshield Wiper Transmission Failure
RQ18002 opened Nov 2018, closed after 13 months with no recall

1,846 manufacturer communications on file for this model year, 19 warranty extensions.

campaignGeneral CommunicationAug 2024Vehicle Wide Programming (VWP) is a new process to update software on GM Vehicles
warranty programN192266181-01Mar 2023keyword matchSpecial Coverage. On certain 2010-2012 model year and 2016-2017 model year Chevrolet Equinox and GMC Terrai...
control arms, bushings, struts, typical band $640 to $1,770; term not read from the summary
warranty programN192266180-01Sep 2022keyword matchSpecial Coverage. On some vehicles, a link ball socket in the front wiper transmission may separate
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty programN192266181Jul 2022keyword matchSpecial Coverage. On certain vehicles, the ball joints in the front windshield wiper modules of these vehic...
control arms, bushings, struts, typical band $640 to $1,770; term not read from the summary
warranty programN192287100-01Jun 2021keyword matchSpecial Coverage (Revised correction statement, service procedure and customer reimbursement)
sensors and solenoids, typical band $200 to $640; stated term 10 years / 150,000 miles, this car past it
warranty programN192268180 and NOct 2020keyword matchEmission Recalls and Special Coverage. Population movement between bulletin numbers
repair category not matched; term not read from the summary
warranty programN192287100Oct 2020keyword matchSpecial Coverage Adjustment. Some vehicles, equipped with a 2.4L engine and certified to the EPA Bin 4 emis...
sensors and solenoids, typical band $200 to $640; stated term 10 years / 150,000 miles, this car past it
warranty program16118 01Jan 2020keyword matchSpecial Coverage (Revised Service Procedure)
engine internals / rebuild, typical band $2,970 to $9,860; term not read from the summary
warranty programN192266180Dec 2019keyword matchN192266180 - Special Coverage - On some 2010-2012, and 2014-2017 model year Chevrolet Equinox and GMC Terra...
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty programGCUS-9-4006Apr 2017keyword match16118 - Special Coverage. Some vehicles, equipped with a 2.4L engine, may exhibit excessive engine oil cons...
engine internals / rebuild, typical band $2,970 to $9,860; term not read from the summary
warranty programPIT5236GMar 2016keyword matchThis Preliminary Information communication provides information to the technician about vehicles that have...
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty programPIT5236FAug 2015keyword matchThis Preliminary Information communication provides information to the technician about vehicles that have...
modules, wiring, actuators, typical band $450 to $1,680; term not read from the summary
warranty program14232AJun 2015keyword match14232A - SPECIAL COVERAGE (WARRANTY TRANSACTION INFORMATION REVISED)
steering rack / pump, typical band $740 to $2,070; term not read from the summary
warranty program14882Mar 2015keyword match14882 - SPECIAL COVERAGE. CERTAIN VEHICLES EQUIPPED WITH A 2.4L ENGINE (LAF, LEA OR LUK) THAT HAVE EXPERIEN...
engine internals / rebuild, typical band $2,970 to $9,860; term not read from the summary
warranty programG-205009Nov 2014keyword match14232 - SPECIAL COVERAGE. SOME VEHICLES MAY HAVE INCREASED FRICTION IN THE STEERING SYSTEM
repair category not matched; term not read from the summary
warranty program14232Nov 2014keyword matchSpecial Coverage Adjustment ? Power Steering Stick-Slip
steering rack / pump, typical band $740 to $2,070; term not read from the summary
warranty program12187CSep 2014keyword match"12187C - CUSTOMER SATISFACTION PROGRAM (REVISED EXPIRATION DATE)
repair category not matched; term not read from the summary
warranty program12312AAug 2013keyword matchCustomer Satisfaction Program - Oil Life Monitor Update
repair category not matched; term not read from the summary
warranty programG-158141Feb 2013keyword match12312 - Customer Satisfaction Program. GM recently introduced into production a software update for the oil...
repair category not matched; term not read from the summary
warranty program12312Feb 2013keyword matchCustomer Satisfaction Program - Oil Life Monitor Update
repair category not matched; term not read from the summary

Keyword match on the bulletin title and NHTSA summary; the terms are the manufacturer's stated terms at publication and can carry VIN ranges or exclusions the summary does not show.

Warranty

Factory warranties expired; every repair below is on you

Repair set-aside

Repair set-aside for a 36-month, 36,000-mile note:

$4,800

a planning figure, not a lending decision

Maintenance expected inside the term: $4,780 ($2,890 to $6,660)
Known work already inside its window: $0

Sized at 12,000 miles a year. Known work counts curated profiles only; complaint windows above are reference, not part of this figure.

Reference only, not part of the set-aside: complaint-weighted exposure across in-term repairs at your rate, about $1,000 (share of complaints in the term times the band midpoint). Not a survival curve: the denominator is complaints filed above this mileage, which excludes every car that never failed and every owner who did not file.

What this sheet cannot tell you

Whether this particular car has the problem. The record describes the model year at a mileage, not this VIN.
What the car is worth. Keep MMR, Black Book, or your own number for that.
What a repair will cost on this car. Bands are typical parts plus hours at a labor rate, not a quote.
Whether a recall was completed. Run the VIN on NHTSA's recall lookup.
Anything about the borrower. The sheet never sees or asks for customer data.
Whether the car should be bought. That is your call, made with the car on a lift.

The field key

What each line means

In the order the sheet prints them. Each entry says what the line is, where it comes from, and what it cannot mean.

Header: vehicle, miles, rate, engine version: Year, make and model come from the VIN decode when a VIN is given, otherwise from what you typed. Mileage is the odometer you gave us; when none is given the sheet assumes one and marks it (assumed). The spec line is what the maker filed with NHTSA (vPIC) and what EPA lists: engine, fuel, hybrid or plug-in hybrid, drive, gearbox, body, and trim when filed. A blank means the maker did not file it, never that the car lacks the feature. When vPIC could not decode the VIN clean (a bad check digit, a partial decode) the sheet says so in amber: VIN decoded with a warning. Under the spec, when EPA has label configurations for the model year, the sheet says what it was offered with (a CVT on one engine, a stepped automatic on another) and whether the VIN’s engine settles which one this car has; label configurations are one row per certified variant, not per trim sold. The labor rate and state are the ones every band on the sheet was priced at. The small version string is the engine build that made the sheet, so a sheet from last month can be set beside one from today.
State badge: One of four. Inside a complaint window (red) means a repair with at least 10 complaints on file carries real exposure inside your term: the share of its complaints filed in the miles you will carry, times the midpoint of its typical band, comes to $250 or more (or the share alone is 30 percent or more). Position does not decide it: a repair the car is past still flags when a real share of the record lies ahead, and a thin line never flags on position alone. Where no histogram exists yet, a mechanical system whose window is open at this car’s miles, or opens inside the term, flags instead. Verify with the OEM (amber) means no window is open but a recall, an open federal investigation, or a warranty-extension communication is on file for the model year. No flags on file (green) means the record is present and none of the above was found. It is not a clean car; it is a model year with nothing on file at this mileage. Insufficient record (grey) means fewer than 5 complaints are on file for the model year and no component reached 5 with odometer readings, so the sheet cannot place the car against anything. The Flags list under the badge is the reason for it, one line per finding.
Complaint window: For each system NHTSA names on this model year, the sheet takes every complaint that carried an odometer reading and finds the middle half: the 25th to the 75th percentile of the miles at which owners filed. That range is the window. Inside means this car’s odometer sits within it. Opens in means the car has not reached the 25th percentile yet, with the miles to go. Past means it is beyond the 75th. A car past the window may have had the work, may still need it, or may never; the record cannot say which, so the sheet tells you to ask for the repair history rather than guess. Share lines come from a 10,000-mile histogram of the same complaints: the share filed at or above this car’s miles, the share filed in the next miles of your term, and, when at least 20 complaints and a tenth of the window sit at or above this car’s miles, the share of those that came in the next miles of your term (“of the 61 filed at or above 128k, 41% came in the next 36k”). That last figure is not a survival curve: its denominator is complaints filed above this mileage, which excludes every car that never failed and every owner who did not file. A window also carries its 95th percentile, and a car beyond it is marked past the record: 95 in 100 of the odometer readings on file were lower.
Repair windows by category: The same complaints, read for the repair they name. Each narrative is matched by keyword with the same rules that price repairs (timing, transmission and CVT, engine internals, and the rest of the 26 categories) and the window, sample size, basis, and histogram shares are computed per category. Each row also carries its share: “38 of 212 odometer complaints (18%) name this repair”, where 212 is every complaint with an odometer reading for the model years the window used. It is a share of complaints, not a failure rate. This is the line a dealer wants: the repair by name with its typical band, instead of a system with five bands. Only categories with five or more complaints appear; only those with ten or more can flag. Owner complaints are self-selected and carry no denominator: a count is not a rate.
n and basis: n is the number of complaints with odometer readings behind the window, never the total complaint count. Basis is the model year or years those complaints came from. The exact model year is used whenever it has 5 or more. When it does not, adjacent years are pooled, one either side first and then three, by weighting each year’s quartiles by its n, and the row says pooled with the span. A 2013 sheet never prints a 2011 window under a 2013 label without saying so. An exact-year row also says when its complaints were filed (“filed 2013-2026”): the first and last calendar year an owner filed on that model year.
Reference bands: NHTSA’s taxonomy names the system, not the part: a complaint files under Power Train or Engine, not under valve body or timing chain. So each system maps to the repair categories that live under it, and the sheet shows every one of them at your labor rate. That is why bands are by system and not by part. The record cannot say which part, and pretending otherwise would be a guess dressed as a figure. Safety and body systems carry no band, because they are recall questions, not repair budgets.
Complaint totals, volume against adjacent years, and severity: The totals line counts every complaint NHTSA holds for the model year, deduplicated per complaint, with the filing window, how many carried an odometer reading, and the fires, crashes, injuries and deaths the owners themselves reported. Under it, when the record allows, the sheet sets this model year against the two either side on the same 6-year filing window: the number of complaints filed within six years of the model year, so a 2013 and a 2015 are counted over the same stretch of their lives. A year with 1.75 times the median of its neighbors flags as heavy, with the system whose share rose most beside it. The comparison is withheld when a neighbor has under a third of this year’s complaints, because that gap is a redesign or a change in how NHTSA spelled the model, not a bad year; model years whose 6-year window has not closed say partial window. None of it is adjusted for sales: a model that sold twice as many cars files roughly twice as many complaints, and filings rise with news coverage and recalls. The severity lines then give the top systems by complaint count with the fires and crashes reported under each; injuries and deaths print only when nonzero and never as a rate.
Recalls: Every campaign in NHTSA’s recall files for the model year: campaign number, subject, component, the date NHTSA received the report, the units the manufacturer said were potentially affected and how many model years the campaign spans. Beside each is the completion the manufacturer last reported to NHTSA (“79% of the recalled population reported remedied as of 2026-Q2, so roughly 1 in 5 may still be open”); manufacturers began reporting in 2015, so older campaigns say no completion report on file, and a campaign without one says completion rate not reported. Do Not Drive and Park Outside advisories, campaigns NHTSA rather than the maker initiated (ODI-influenced) and the build window for this model year are marked when filed. Campaign-wide figures reported by the manufacturer describe the recalled population, not this VIN: whether this car was remedied was not checked. When the recall files hold nothing for the model year the list comes from NHTSA’s live API instead, without completion. Completion is per VIN and lives in NHTSA’s lookup, which every sheet links. Run the VIN there.
Federal investigations: NHTSA’s Office of Defects Investigation files for the model year: the action number, whether the file is open or closed, the subject, and how it closed: with a recall, joined to that campaign’s affected units and reported completion when the recall files hold it (“closed Nov 2013 with recall 13V464 (1,558 vehicles, 91% remedied)”), or after so many months with no recall. An open investigation is a flag on its own.
Manufacturer communications: A count of the bulletins and communications NHTSA holds for the model year, and the warranty programs, extensions, and manufacturer service campaigns listed by document number, the maker’s campaign id when filed, date, and title from NHTSA’s manufacturer-communications file. Each extension is read for the repair it covers, matched by the same 26 rules that price repairs, and carries that category’s typical band at your rate; when the summary states the extended term (“84 months/84,000 miles”) the sheet checks it against this car’s age and miles and says whether the car is inside the term or past it. Inside the term is not coverage: eligibility needs a franchised dealer’s diagnosis and a VIN check, and the set-aside never subtracts an extension. Rows NHTSA typed as warranty extensions say nothing more; rows promoted because their summary names a warranty extension, special coverage or customer satisfaction program are marked keyword match, and the terms are the manufacturer’s stated terms at publication, which can carry VIN ranges or exclusions the summary does not show. A warranty program on file is the strongest known-issue tell in the record, and the sheet says to ask a franchised dealer to run the VIN against each one by name. Plain repair bulletins stay a count.
Warranty: Published factory terms for the make, checked against the car’s age and mileage. The sheet assumes an in-service date of January of the model year, which is usually early and therefore conservative. For Hyundai, Kia, Genesis and Mitsubishi the 10-year, 100,000-mile powertrain term is original-owner only, so the sheet applies the second-owner term of 5 years or 60,000 miles and says so on the line. Every car you carry on a note is a second-owner car.
Repair set-aside for the term: Two parts, added and rounded to $50. Maintenance expected inside the term is the baseline schedule (brakes, tires, fluids, belts, batteries) for the years the term spans, scaled for a partial last year, each item priced as typical parts plus hours at your rate, with the expected figure taken as the midpoint of the item’s range. Known work already inside its window is failure work from a curated profile whose window this car has entered, weighted by the planning prior described under the method. Most mainstream cars have no curated profile, so this line is often $0, and the sheet shows the $0 rather than hiding the row. Complaint windows do not feed this figure; they sit above it as reference. It is a planning figure, not a lending decision, and the sheet says so on the line. Under it, labeled reference only, is a separate figure that is never added in: the share of each repair category’s complaints filed inside the term times the midpoint of its band, summed across categories. It weights the record by money so two sheets can be compared; it is not a survival curve and not an expected cost.
Unreviewed research (not counted): The engine can draft a profile of a generation from an AI research pass. No one has reviewed those drafts, so they never contribute a dollar anywhere: when one exists the sheet lists its lines under a heading that says not counted, each with a band or no band and a window or no window. On dealer sheets, including the three above, the research pass is off entirely. The sheet stands on the federal record alone, so the section does not appear.

Method

How every number is made

Parts plus hours, times the rate. Every dollar on the sheet is the same arithmetic: a typical parts range plus a typical hours range, the hours multiplied by the labor rate printed at the top of the sheet, rounded to the nearest $10. No figure is looked up from a quote database and no model writes a number.

26 repair categories, calibrated August 2026. The bands come from 26 repair categories, from transmission and valve body down to a general bucket. Each category’s all-in range at the national rate was checked in August 2026 against published ranges: RepairPal’s national estimator first, and AAA, Recurrent (for EV packs) and other published guides where RepairPal has no national figure. A category deliberately spans its cheapest common job to its priciest, because it prices many distinct failures under one system. An audit script flags any category that drifts outside its benchmark.

The labor rate is a wage ratio. The rate is a $135 national base scaled by the Bureau of Labor Statistics mean hourly wage for automotive service technicians in your state, divided by the national mean. That is its limit: it is a wage ratio, not a shop-rate survey. The BLS does not publish what shops charge, and the spread between two shops in one town can be wider than the spread between two states. The sheet prints the rate it used beside every band so you can re-price in your head.

Window rules. A window is the 25th to 75th percentile of odometer readings on complaints naming one system for one model year. It needs at least 5 complaints with odometer readings or it is not drawn. The exact model year is used first; if it falls short, the year either side is pooled, then three either side, weighting each year’s quartiles by its count, and the row is labeled pooled. Inside means this car’s odometer is between the two percentiles. A window opening inside your term counts as exposure. A window this car has passed does not, but it stays in the table so you can ask for the repair history.

What the complaint data is, and is not. The windows come from NHTSA’s complaint file: 1.57 million distinct complaints filed by owners as of the September 2026 file, deduplicated per complaint, of which the roughly one third with an odometer reading feed the windows. It is owner-filed and self-selected: people file when something went wrong and they were unhappy enough to write it up. There is no denominator: the file does not say how many cars of that model year never had the problem, so a window is not a failure rate and the sheet never treats it as one. The mileage is the odometer at the time of the incident, as the owner typed it, checked by no one. A window tells you when the people who complained were complaining. That is useful on a note, and it is all it is.

The planning likelihoods are priors. One number shapes the set-aside’s known-work line and nothing else on the sheet: work already inside its window is weighted at 0.65, on the reasoning that some share of those cars had the work done by a prior owner. A second prior, 0.9 for work whose window opens later, lives in the consumer roadmap and does not reach the sheet. These are priors we chose, not rates we measured. They will be revised against outcomes as the ledger below fills, and the engine version on each sheet records which priors made it.

The bad-year comparison is a median, not a model. Expected volume for a model year is the median of its neighbors’ complaints over Y-2 to Y+2 on the same 6-year filing window, needing at least two neighbors and 30 complaints on this year’s window. The ratio of this year to that median is what prints; 1.75 or more flags. It is withheld outright when any neighbor has under a third of this year’s complaints, because a gap that size is a redesign or a spelling change in NHTSA’s files, and it says partial window for any model year whose six years have not run.

Recall completion is the manufacturer's figure. Each campaign’s completion is remedied vehicles over the involved population less the vehicles removed, from the latest quarterly or annual completion report the manufacturer filed with NHTSA, capped at 100 where a report listed more remedied than involved. The quarter it describes prints beside it. It is one number for the whole campaign and says nothing about this VIN.

Extension terms are read from the summary. The extended term is the longest years-and-miles pair stated in NHTSA’s summary of the bulletin (summaries usually state the original term and then the extension), and in force means this car’s age, counted from January of the model year, and its miles are both under it. Where the summary states no pair, the sheet says the term could not be read rather than guess.

What the sheet cannot know

Whether this particular car has the problem. The record describes the model year at a mileage, not this VIN.
What the car is worth. Keep MMR, Black Book, or your own number for that.
What a repair will cost on this car. Bands are typical parts plus hours at a labor rate, not a quote.
Whether a recall was completed. Run the VIN on NHTSA's recall lookup.
Anything about the borrower. The sheet never sees or asks for customer data.
Whether the car should be bought. That is your call, made with the car on a lift.

This list prints on every sheet, in the same words, from the same source as the list above. It is part of the product, not a footnote to it.

Our record

Our record, starting at zero

Every sheet run for a dealer is stamped and stored: the engine version that made it, the mileage it was run at, the date, the flag state, the flags and windows it drew, and the set-aside it suggested. No borrower data, ever. Dealers who tell us what happened to the car, whether it made it through the note and what it needed along the way, close the loop. Those outcomes will be published on this page monthly: how many sheets, how many outcomes, and how the flags held up against them. We will make no accuracy claim before 200 outcomes are on file. Today the count is zero, and this paragraph will say so until it is not.

Engine sheet-2026.09.14Outcomes on file: 0

Three sheets on your own cars, free.

Pick three cars on your lot, with miles. We run the sheets and send them back within a week, laid out exactly like the ones above.

Run three of my cars, free

An estimate from the public record, not an inspection, not a consumer report, and not a basis for any credit or pricing decision.